Dental Insurance

Everyone needs regular checkups, cleanings, and other preventative treatments to keep their mouths healthy. Dental insurance helps protect you from unexpected dental expenses and makes preventative care more affordable.

Getting quality, affordable dental insurance can be difficult, so decide what matters to you and your family when shopping for a dental plan.

Answer the following questions when shopping for dental insurance:

• What is the monthly premium?
• Is my current dentist in the plan’s network?
• How much will I have to pay to see a dentist outside of the plan network?
• Is there a deductible?
• Is there a copayment or coinsurance? What is the difference between the two?
• Is there a maximum amount of coverage allowed per year?
• What dental services are covered?
• Is there a waiting period for any procedures?
• Which dental procedures are covered? Which dental procedures are not covered?

When you’ve answered these questions, you can prioritize what matters most to you in dental insurance—Is it affordability? Is it the types of procedures covered? Is it being able to choose your own dentist?

You know what you need in dental insurance and we’ll help you determine the best benefit plan for your needs..